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FAQs

Is Bradford & Bingley a bank or a building society?
Bradford & Bingley is a bank. It demutualised on the 4 December 2000.

What was the Share price on conversion and how many Shares did each member receive?
247 pence. Each borrowing and investing member received 250 Shares, at 247 pence, providing a total worth of £620. This valued the company at £1.7 billion.

How many shareholders does Bradford & Bingley have?
Just under one million.

What products does Bradford & Bingley offer?
Bradford & Bingley is primarily a specialist lender offering niche products such as buy-to-let, self cert, high LTV and lifetime mortgages. These are available through brokers and intermediaries under its Mortgage Express brand and its B&B 200 branches. It also offers mainstream residential mortgages and a range of savings, wealth, insurance and personal loan products through its branches across the UK.

What is the relationship between Bradford & Bingley and Mortgage Express?
Mortgage Express is the specialist intermediary mortgage brand of Bradford & Bingley plc. It became part of B&B in 1997. Mortgage Express is the market-leading buy-to-let lender and is rapidly developing a reputation as a leading lender in the self cert market.

How many branches does Bradford & Bingley have?
As at 31 December 2007 , B&B had 197 branches and 140 branch-type agencies.

How many staff are employed by the Group?
As at 31 December 2007, B&B employed 3,200 staff.

Where is the Group based?
Bradford & Bingley is based in Bingley, West Yorkshire. It also has offices in central and north London.

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